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As a result of specific simplifying assumptions, we could compute an upper restrict on the complete level of nonbrokered places one U.S. banks is channel to your reciprocal communities. I contain the lender dimensions and you will accountability shipping constant and you can suppose that every banking companies are in a good status (including, are well-ranked and you will better-capitalized). Holding per bank to their private cover (the fresh lower of $5 billion and you will 20% away from debts), we become a total property value $1.3 trillion of covered nonbrokered reciprocal places.

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